Boat Insurance

Allstate Offers Coverages Unique Boat Insurance Coverage to Boatowners in Miami, Key West, Key Largo, Islamorada, Ft. Lauderdale, and other Florida Locations:

  • Agreed Value Option (optional)– covers total losses to boat and motor
  • Personal Effects Coverage (optional)
  • Additional Boat Equipment Coverage (optional)
  • Additional Emergency Service Coverage (optional)
  • Boat Trailer Coverage (optional)
  • Bodily Injury Liability
  • Medical Payments
  • Uninsured Watercraft (optional)
  • Physical Damage (optional)
  • Repair Cost Option (optional)
  • Emergency Service (optional)

Premier Boatowners Package Includes:

  • Uninsured Watercraft Coverage
  • Repair Cost Option
  • $1000 Emergency Service Limit

Premier Plus Boatowners Package Includes:

  • Premier Package Options + Agreed Value Option
  • Available Discounts
  • Offered discounts – more than most competitors

Allstate Also Offer Unique Discounts for the Following Items if You Qualify:

  • Enhanced Multiple Policy Discount – for having your auto, home (homeowners, condo or manufactured home) or both policies with Allstate.
  • New Boat Discount – discount determined by year boat was built.
  • Boating Education Discount – Must have completed authorized safety education course.
  • Automatic Fire Extinguisher System – applies if equipped with automatic fire extinguishing system.
  • Diesel Engine – applies to diesel engine boats.