Boat Insurance
Allstate Offers Coverages Unique Boat Insurance Coverage to Boatowners in Miami, Key West, Key Largo, Islamorada, Ft. Lauderdale, and other Florida Locations:
- Agreed Value Option (optional)– covers total losses to boat and motor
- Personal Effects Coverage (optional)
- Additional Boat Equipment Coverage (optional)
- Additional Emergency Service Coverage (optional)
- Boat Trailer Coverage (optional)
- Bodily Injury Liability
- Medical Payments
- Uninsured Watercraft (optional)
- Physical Damage (optional)
- Repair Cost Option (optional)
- Emergency Service (optional)
Premier Boatowners Package Includes:
- Uninsured Watercraft Coverage
- Repair Cost Option
- $1000 Emergency Service Limit
Premier Plus Boatowners Package Includes:
- Premier Package Options + Agreed Value Option
- Available Discounts
- Offered discounts – more than most competitors
Allstate Also Offer Unique Discounts for the Following Items if You Qualify:
- Enhanced Multiple Policy Discount – for having your auto, home (homeowners, condo or manufactured home) or both policies with Allstate.
- New Boat Discount – discount determined by year boat was built.
- Boating Education Discount – Must have completed authorized safety education course.
- Automatic Fire Extinguisher System – applies if equipped with automatic fire extinguishing system.
- Diesel Engine – applies to diesel engine boats.